At The Finance Woman, we provide fully independent financial advice, wealth management, and financial services to individuals, families, and business owners across Sheffield, the Steel City, and the wider South Yorkshire area. As experienced Independent Financial Advisers (IFA) in Sheffield, our advice is impartial, regulated by the Financial Conduct Authority (FCA), and tailored around your long-term financial wellbeing, financial objectives, and life plan—not sales targets.
Whether you need help with pensions, investments, protection, inheritance planning, retirement planning, investment management, long-term care, or financial products like Equity Release, Pension Transfers, Auto Enrolment, Guaranteed Annuity Rate, Guaranteed Minimum Pension, or final salary pension schemes, we’re here to provide the clarity, practical plan, and strategy you need in this confusing world of finance.
Book a free initial consultation to discuss your financial goals, including Investments and Savings, Long Term Care, critical illness cover, life and health insurance, or even specialist advice on accident at work claims.
Why Choose a Local IFA in Sheffield?
Choosing a local independent financial adviser gives you direct access to personal, face-to-face support on a face to face basis from someone who understands both national financial planning strategies and the specifics of the Sheffield area, including its heritage in machined products and quality assurance systems.
We are proud to be an FCA-authorised firm, compliant with the UK regulatory regime, offering whole-of-market advice with no ties to product providers. This means our guidance is solely based on what’s right for you, drawing from our wealth of experience as Chartered Independent Financial Advisers affiliated with the Personal Finance Society and Chartered Insurance Institute.
Who We Help
Professionals and First-Time Buyers
If you’re just starting your financial journey, we’ll guide you through:
- Pension setup and reviews with a Pension Planner
- Savings through ISAs, National Savings, and investment portfolios
- Mortgage and protection advice for first-time buyers, including second charge mortgages and Mortgage advice qualification standards
Families and Homeowners
We help Sheffield families build long-term security with:
- Life insurance, income protection, and critical illness cover
- Education savings and budgeting plans
- Estate planning, trust advice, Trust Funds Investment Advice, Estate Administration, and Legal Services
Pre-Retirees and Retirees
Whether you’re approaching retirement or already retired, we provide:
- Pension drawdown advice and Retirement Advice
- Guidance on annuities, retirement income options, and Long-term Care Fees
- Inheritance tax planning, Ethical Investments, and addressing financial needs in later life
Self-Employed & Business Owners
Our IFA Sheffield service also supports business owners with:
- Tax-efficient pension planning (e.g. SIPP, SSAS) and pension plans
- Relevant life insurance and key person cover
- Succession planning, director protection, Divorce and Separation Advice, and Financial Mentoring
Our Core Services
As part of our IFA services, we offer:
- Pension advice, retirement income planning, and Financial Coaching
- Investment portfolio reviews and risk management
- Life cover, critical illness, income protection, and Long Term Care
- Tax-efficient strategies for savings, estate planning, and financial planning areas
- Mortgage support including remortgaging, income protection, and personal financial and investment advice
What Makes Us Different?
- Truly independent advice – we’re not tied to any providers, as trustworthy financial advisers
- Regulated by the FCA with clear, fair and transparent fees, holding qualifications like Financial planning certificate and Advanced financial planning certificate
- Locally based – available for home visits or virtual meetings, with a Senior Partner leading your financial review
- A reputation built on trust, transparency, long-term relationships, and jargon-free advice from professional advisers
We don’t just give you options—we help you understand them and determine the best course of action for your personal financial advice.
Contact Your Local Sheffield IFA Today
If you’re in Sheffield and looking for independent, honest financial advice, get in touch. Our first meeting is free of charge and completely without obligation.
Enquire now and take the first step towards financial clarity.
