If you are searching for an equity release adviser in Leeds, you are likely looking for clear, independent guidance to help you make informed decisions about your later-life finances.

At The Finance Woman, Romany Youell provides personalised advice designed to help you understand your options fully — without pressure or jargon. Every recommendation is built around your situation, your goals, and your long-term financial wellbeing.

If you are also exploring broader financial planning, you may find it helpful to review our independent financial adviser Leeds service or compare support in Wakefield, Huddersfield, and Sheffield.

The value of pensions and investments, and the income they produce, can fall as well as rise. You may get back less than you invested.

Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.

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What clients say about working with Romany

Clients across Leeds and Yorkshire trust The Finance Woman for clear, honest, and personalised financial advice.

Equity Release Adviser Leeds – At a Glance

  • Independent, FCA-regulated advice
  • Lifetime mortgage and later-life lending options
  • Clear explanation of risks and alternatives
  • Advice tailored to your personal circumstances
  • Free initial consultation with no obligation

What is equity release?

Equity release allows homeowners aged 55 and over to access money tied up in their property without needing to move.

The most common option is a lifetime mortgage, where you retain ownership while borrowing against your home.

Why speak to an equity release adviser in Leeds?

Equity release is a long-term decision. A qualified adviser will assess your situation, explore alternatives, and ensure you fully understand the implications before proceeding.

Considering wider financial advice?

You may also benefit from pension advice in Leeds or pension advice in Huddersfield to build a complete retirement plan.

Not sure if equity release is right for you?

Speak to Romany for a free, no-obligation consultation and get clear, honest advice tailored to your situation.

Is equity release right for you?

Before making any recommendation, we will review your financial position, your goals, and whether alternative options may be more suitable.

  • Your retirement income needs
  • Impact on inheritance
  • Alternative lending options
  • Your long-term flexibility

The benefits to the treatment of tax will depend on your individual circumstances and may be subject to change in future.

 

Frequently Asked Questions

What does an equity release adviser do?

An adviser helps you understand your options and provides regulated recommendations based on your situation.

Will I still own my home?

Yes, with a lifetime mortgage you remain the owner.

Does equity release affect inheritance?

Yes, it reduces the value of your estate.